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Caribbean Union Bank
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  • Home
  • Personal Banking
    • Overview
    • Personal Accounts
      • Savings Accounts
      • Savings
        • Junior Savers
        • Retirement
        • Certificates of Deposits(CDs)
      • Current / Chequing Accounts
      • Loans
        • Mortgages
        • Vehicle Loan
        • Land Loan
        • Consumer Loans
      • Credit and Debit Cards
      • Online Banking
    • Personal Deposit Accounts
      • Demand Deposit Accounts
  • Business Banking
    • Overview
    • Business Accounts
      • Corporate Chequing & Current Account
      • Corporate Savings Account
      • Certificates of Deposits (CDs)
    • Corporate Loans
    • Merchant Services
    • Credit Card
    • Corporate Business Online Banking
  • Products & Services
    • Current / Chequing Accounts
    • Corporate chequing Account
    • E-Statements
    • Merchant Services
    • Card Services
    • Automated Teller Machines
    • Safe Deposit Box
    • Night Deposit
    • Wire Transfer
    • Payroll Services
    • Drive-Thru Teller
    • Forms
    • Financial Tools and Calculators
  • Discover CUB
    • CUB Profile
    • FAQ’s
    • Leadership Team
      • The Board of Directors
      • The Management Team
    • Careers
    • Schedule of Fees
    • Banking Licence
    • Financial Statements
  • Contact Us
Products & Services
  • Corporate chequing Account
  • Current / Chequing Accounts
  • E-Statements
  • Merchant Services
    • Acceptance Procedures
    • Chargebacks
    • Merchant Network
  • Card Services
  • Automated Teller Machines
  • Safe Deposit Box
  • Night deposit
  • Wire Transfer
  • Payroll Services
  • Drive-Thru Teller
  • Forms
  • Financial Tools and Calculators
  • Current / Chequing Accounts
  • Corporate chequing Account
  • E-Statements
  • Merchant Services
  • Card Services
  • Automated Teller Machines
  • Safe Deposit Box
  • Night deposit
  • Wire Transfer
  • Payroll Services
  • Drive-Thru Teller
  • Forms
  • Financial Tools and Calculators
  • Current / Chequing Accounts
  • Corporate chequing Account
  • E-Statements
  • Merchant Services
  • Card Services
  • Automated Teller Machines
  • Safe Deposit Box
  • Night deposit
  • Wire Transfer
  • Payroll Services
  • Drive-Thru Teller
  • Forms
  • Financial Tools and Calculators
  • Current / Chequing Accounts
  • Corporate chequing Account
  • E-Statements
  • Merchant Services
  • Card Services
  • Automated Teller Machines
  • Safe Deposit Box
  • Night deposit
  • Wire Transfer
  • Payroll Services
  • Drive-Thru Teller
  • Forms
  • Financial Tools and Calculators
  • Current / Chequing Accounts

    With Caribbean Union Bank chequing accounts, customers enjoy unparalleled flexibility, convenience and safety in conducting their banking. With our free, easy-to use Internet and Telephone banking facilities, you will never have to stand in a long line again just to transfer funds from one account to another, make a withdrawal or to pay your utility bills. Refer to the table below to see which account is better for you, or feel free contact one of our personal bankers for assistance.

    Minimum Opening Balance Monthly Balance Deficiency Fee Monthly Service Charge Monthly Transactions Charge Per cheque Cashed
    Priority Chequing Account $1,000.00 $10.00 $35.00 $1.50
    Minimum Opening Balance Overdraft Facility Up To Monthly Service Charge Monthly Transactions Charge Per cheque Cashed
    Prestige Chequing Account $5,000.00 $5,000.00 $50.00 $0.00
  • Corporate chequing Account

    With a Caribbean Union Bank Corporate Chequing Account our Corporate customers enjoy…
    Read More.

  • E-Statements

    In addition to our commitment to providing convenient and engaging service, as a caring bank we also have an obligation to preserve the environment. Caribbean Union Bank has converted our physical monthly account statements to an electronic process, where you gain the following benefits:

    • Reduce Clutter
    • Simple Sign up
    • Eco-Friendly
    • Convenient Access

    You can help to reduce paper, conserve resources and save a tree. Best of all this service is Free!

    Download and complete the application form online, then submit via email to [email protected].

    Download

  • Merchant Services
    • Merchant Network
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  • Card Services
    • Visa Classic
    • Visa Gold
  • Automated Teller Machines

    At Caribbean Union Bank we cater for everyone, including you the on-the-go customer. Our Automated Teller Machine (ATM) network allows you to bank at your convenience. If you desire to do your transaction from the comfort of your car, then surely our drive-thru ATM at our Friar’s Hill branch is just what you need. Enjoy the state of the art ATMs at our Factory Road branch, which additionally enables you to change your pin, or make cash deposits for a maximum of XCD$1,000.00 for immediate access. When patronizing the south side of the island, you can stop by our walk-up ATM located at the front of the Jolly Harbour Commercial Complex. Best of all, there are absolutely no fees attached to your ATM transactions. Once you open any account with us, you can apply for one of our International ATM cards, and be signed on to our ATM network. Enjoy access at your convenience … the Better Way!

    Our ATMs can be found at:

    100 Global Financial Centre
    Friars Hill Road
    P O Box W2010
    St John’s
    Antigua

    Jolly Harbour
    St Mary’s
    Antigua

    Starling Business Centre
    Factory Road
    St. John’s
    Antgua

  • Safe Deposit Box

    So here’s a fun fact: What most people call a “safety deposit box” is actually a safe deposit box. Because the first two syllables of safe-deposit box sound like ‘safety’ when said out loud, the mishearing, created the incorrect term of ‘safety’ deposit box.

    So why should you get a safe deposit box? It’s actually a type of safe where you can store valuables, especially the ones that you don’t use often, like jewellery, rare collections, degrees, electronic files and important receipts. The safe deposit boxes are available in various sizes: extra small, small, medium, large and extra-large. At an affordable rate, with two free visits per month and a mere XCD$10 thereafter, securing your items of great financial value and sentimental importance with a CUB Safe Deposit Box is …the Better Way!

    Safe Deposit Box Application

  • Night deposit

    At Caribbean Union Bank (CUB), we offer an extensive range of services around the clock. Our 24-hour night depository is an option for that business operator to bank at their convenience. Our night depository chute is located at the Friar’s Hill branch, where our customers can securely and confidently bank beyond the normal business hours.

    • Night deposit bags should always be securely locked
    • A completed deposit slip must be enclosed for each deposit.
    • For deposits exceeding the threshold total of XCD$25,000.00, a completed Source of Funds Declaration must be included with each deposit.
    • Your account will be credited the following business day.
    • We offer attractive annual fees for the overall service, and any additional complimentary services.

    No matter what time of day you desire to make your deposit, feel confident knowing your deposits are safe with CUB. To take advantage of this after hours service, kindly visit our convenient Friar’s Hill branch or call us at 481-8278 and let’s talk.

    Depository Agreement

  • Wire Transfer

    At Caribbean Union Bank, we use state of the art technology to wire funds to any location in the world.

    Our Friar’s Hill and Jolly Harbour branches provide flexible transfer options that include one-time transfers and recurring transfers. The information can be saved for future use. The funds, however, must be immediately available in your account in order to complete the transfer. Additionally, certain transfer fees apply for each transfer request. This fee covers the paperwork and fees required by the sending bank and the receiving bank.

    So enjoy a faster, safer and more efficient wire service transfer … the Better Way!

    Information required for International Wire Transfers: 

    •  Foreign Currency Amount
    • Receiving Bank Name
    • Receiving Bank Address
    • SWIFT Code or Routing Number (if available)
    • IBAN (generally for Euro payments)
    • Bank, Branch or Sort Code (if applicable)
    • Name on the Account (Beneficiary)
    • Address of Beneficiary
    • Beneficiary Account Number

    As a CUB customer you can receive wire transfers directly to your account.

  • Payroll Services

    Our simplified payroll solutions allow you to give employees immediate access to their pay. This can help you spend less time on your payroll processes, and more time running your business. Choose from our convenient, full-service payroll solutions that will help streamline payroll administration and reduce costs while saving you time. Processing fees for this service can be settled via cheque or by debiting the company’s payroll account.

    Manual Payroll Processing
    If you prefer a more traditional approach you can electronically submit your salary listing with employee names, account numbers and amounts to be credited. Our payroll officers will work closely with you throughout each payroll cycle for guaranteed customer satisfaction. Payroll can be reported via fax or email.

    Direct Deposit
    Save time with direct deposit. Eliminate the risk of lost cheques, and avoid employees standing in line at the bank on payday during work hours.  This service also makes the reconciliation process simple, and employee accounts are credited quicker than if the cheque was received by hand and deposited same day.

  • Drive-Thru Teller

    Don’t want to get out of your vehicle to conduct your transactions? Caribbean Union Bank customers have the option of conducting a limited amount of banking transactions from the comfort of their vehicle at our Friars Hill branch.

  • Forms

    At Caribbean Union Bank, we understand that at times our customers require fast and reliable solutions.

    We are happy to provide innovative solutions for easy access and convenience. Log on to our internet banking platform – E-Connect, to perform a wide range of services. You can download many of our forms and submit them via email to [email protected], or if necessary, submit them to any of our two branches. Our Customer Experience Agents are ready and willing to assist with processing. These options clearly demonstrate that Caribbean Union Bank truly is your premier engagement bank.

    PDF Forms

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    • International Wire Transfer
    • Individual Account Application Form
    • Standing Order Request
    • Credit Card Application
    • Source of Funds
    • Night Depository Application
    • Internet Banking Form-Corporate
    • Internet Banking Form-Personal
  • Financial Tools and Calculators


    Loan Calculator

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    Cash flow forecast...

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    Help

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    Caribbean Union Bank lending rate is 10% typically called our Prime Rate.

    The rate offered to you will depend on your credit history both with CUB and other financial institutions.

    Please note that this rate can be increased or decreased depending on the results of our independently conducted Credit checks.

    Persons with an UNFAVORABLE credit history may receive a rate higher than the Prime (10%). Please call our Department for more information.



    Savings Calculator

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    Use our savings calculator and see how a consistent approach to saving can make your money grow. When you decide to save for that deposit on a house, a vehicle, or even retirement, the savings calculator will help you determine the right amount to save on a regular basis to achieve your goal.

    Our basic savings rate starts at 2%. Please contact / visit us for more information

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